International responses to issues of credit and over-indebtedness in the wake of crisis / edited by Therese Wilson
Contributor(s): Wilson, Therese, Dr
Material type: 
E-bookSeries: Publisher: Farnham, Surrey, England Burlington, VT : Ashgate Pub. Co., cop. 2013Description: 1 recurso en línea (VI, 260 p.) : il.; 24 cm.ISBN: 9781409455233; 1409455238.Subject: Crédito al consumoDDC classification: 332.7/43 Online resources: Acceso a este recurso digital (usuarios Universidad Europea de Madrid)
Modo de acceso: World Wide WebSummary: This book explores the political, economic and regulatory context in which credit regulation is taking place following the global financial crisis. It suggests that current neoliberal economic policies favour multi-national corporations rather than consumers and examines regulatory responses to the internationalization of consumer finance protection. Detailing how EU consumers have been affected by national economic conditions, the book also analyses the lending regimes of Europe, Australia, the US and South Africa and offers suggestions for responsible lending to avoid over-indebtedness and corrupt mortgage-lending. Finally, new approaches and directions for consumer credit regulations are outlined, such as protection for small businesses, protection against risky credit products, reorganization of mortgage securitization and the possibility of a partnership model to address financial exclusion.The book includes contributions from leading names in the field of consumer law and will be invaluable to those interested in banking, business and commercial law.
| Item type | Current library | Collection | Call number | Copy number | Status | Date due | Barcode | Item holds | |
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Madrid Digital Acceso Electrónico (UEM) | Ciencias Sociales | K1096 .I58 2013 EB (Browse shelf(Opens below)) | .i11540138 | Acceso electrónico | eBOOK .i11540138 |
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This book explores the political, economic and regulatory context in which credit regulation is taking place following the global financial crisis. It suggests that current neoliberal economic policies favour multi-national corporations rather than consumers and examines regulatory responses to the internationalization of consumer finance protection. Detailing how EU consumers have been affected by national economic conditions, the book also analyses the lending regimes of Europe, Australia, the US and South Africa and offers suggestions for responsible lending to avoid over-indebtedness and corrupt mortgage-lending. Finally, new approaches and directions for consumer credit regulations are outlined, such as protection for small businesses, protection against risky credit products, reorganization of mortgage securitization and the possibility of a partnership model to address financial exclusion.The book includes contributions from leading names in the field of consumer law and will be invaluable to those interested in banking, business and commercial law.
Modo de acceso: World Wide Web
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